Home > Advocate > Topics > Mcare<div class="ExternalClass1505033A3F15491BA2A6D34C8EBBE2A7"><p><img class="ms-rtePosition-2" src="/PublishingImages/Topic%20Pages/Mcare_Twitter_SM.jpg" alt="" style="margin:5px;" />Pennsylvania physicians are required to have $500,000 in primary liability coverage plus $500,000 in excess coverage above that. They can get the first $500,000 layer either in the private market or through the Joint Underwriting Association (JUA). They get the second layer from the state-run Mcare Fund.</p><p>In 2014, Mcare settled litigation in which the PAMED and other organizations challenged how Mcare calculated its annual assessments and diversion of Mcare funds by the Commonwealth. <strong>The period for claims, choices, and assignments for the MCare settlement ended on April 19, 2016.</strong></p><p>Read about <a href="">legal issues impacting Mcare refund</a> assignment and claims decisions</p></div>